• Sun. May 19th, 2024

Income In Bulgaria: Almost everything You Want To Know | 2023


May 9, 2023
Bulgaria map


If you’re preparing to travel to Bulgaria, there’s a single detail you ought to prepare for – dollars!

In this guideline, we’ll examine all the matters associated to funds in Bulgaria.

Ready To Travel? Will not Go With out Vacation Insurance.

I recommend SafetyWing Nomad Coverage, an affordable vacation coverage featuring automated month-to-month payments that you can cancel whenever. I’ve been employing it given that 2019, and I can guarantee you it’s the best option for nomads like you and me. Find out a lot more by reading our SafetyWing overview.

We’ll communicate about the forex, withdrawals and ATMs, Bulgarian financial institution accounts, funds transfers in Bulgaria, and some travel strategies related to revenue.

Without further more ado, let us have a search at the Bulgarian forex.

Bulgaria map

Bulgarian Lev

The formal currency in Bulgaria is the Bulgarian Lev (BGN).

You will discover banknotes and cash.

1 Lev is divided into 100 Stotinka.


  • 5 (pink)
  • 10 (yellow)
  • 20 (blue)
  • 50 (yellow)
  • 100 (green)


  • 1 Stotinka
  • 2 Stotinka
  • 5 Stotinka
  • 10 Stotinka
  • 20 Stotinka
  • 50 Stotinka
  • 1 Lev
  • 2 Lev

Bulgarian lev

As the currency trade can fluctuate speedily, we endorse you continue to keep a appear at the most recent charges before your journey and through your vacation.

I generally choose a screenshot of the most current premiums the day right before the excursion so that I can have a rapid look to get acquainted with the conversion when I buy some thing or withdraw dollars.

Best Way To Get Money In Bulgaria

The ideal way to get Bulgarian Lev is to withdraw income in an ATM or exchange money just before your vacation/on arrival).

I individually use lender ATMs to withdraw income in Bulgaria as I’m not a significant fan of exchanging income overseas, but some individuals favor this, so we’ll make sure to cover just about every subject matter in this manual.

Withdrawing Dollars In Bulgaria

You can simply find ATMs in Bulgaria, especially in bigger cities and tourist hotspots. You’ll come across them at banking institutions, malls, supermarkets, airports, and on the streets.

Nevertheless, the ones on the streets, like Euronet, typically demand massive expenses, so we endorse steering clear of individuals.

Most ATMs take debit/credit cards from all about the entire world. You should be ready to withdraw BGN with no issue. I individually use Revolut in Bulgaria to withdraw cash.

On the other hand, in Bulgaria, the limit for withdrawals is not that superior. That explained, you could need to have to do multiple withdrawals to get the sum you need.

Bulgarian lev atm

How To Withdraw Money In Bulgaria

Follow the ways down below to withdraw hard cash in Bulgaria:

  • Obtain an ATM
  • Insert your card
  • Find your language
  • Simply click on the choice to make a withdrawal
  • If you’re offered an possibility for the trade amount, select the solution “Without Conversion”, as you are going to get a superior trade charge this way
  • Settle for the transaction fees (if any)
  • Get your money and card

I individually use my Revolut card to withdraw revenue in Bulgaria. Revolut is a excellent option for vacationers as you can freeze and unfreeze your card. There are other strengths for tourists also. Understand additional by reading through our Revolut assessment.

Bulgarian lev atm

Exchanging Dollars In Bulgaria

Yet another way to get funds in Bulgaria is by exchanging currencies. You can discover exchange offices in airports, key towns, or banking companies.

While some people like the benefit of transforming revenue prior to their journey, it is much better to trade income in Bulgaria. The exchange premiums you locate in Bulgaria are normally better.

Now, you may perhaps be wondering which forex to take to Bulgaria. Feel of the principal currencies these as USD and EUR. Nonetheless, you will only be ready to use Bulgarian Lev (BGN) in Bulgaria.

Make positive to depend your funds oneself as well, and check Google Map opinions if in question.

Payments In Bulgaria

Funds in Bulgaria is helpful, and you should really constantly have some in your pocket. That said, payments with debit/credit history cards are turning into more common.

Let’s take a appear at the most important payment strategies in Bulgaria.


In most scenarios, you are going to have to fork out with hard cash.

So, make guaranteed to constantly have some Bulgarian Levs with you.

If you’re out of money, you ought to be able to obtain ATMs very easily, so you can often go withdraw revenue if necessary. We propose you keep away from withdrawing income from Euronet ATMs for the reason that they cost significant expenses.

Rather, use Bulgarian lender ATMs.

Debit/Credit Playing cards

Despite the fact that there are continue to destinations in which you can’t pay out with cards, you will uncover that some places to eat and retailers settle for it. For case in point, modern dining places, supermarkets, and malls acknowledge payments by card.

When I spend with a card, I generally use my Revolut card.

In some retailers, you can use the contactless technique, but in some locations, you’ll will need to enter your PIN code.

Tipping In Bulgaria

It is pretty typical to tip in Bulgaria. For illustration, in dining places, you can give around 10% of the bill.

However, most people spherical it up when paying.

It’s critical to notice that most areas can only take tips in dollars as if you add recommendations by card, the suggestion will not go to the waiter but to the restaurant operator. You can usually inquire the waiter to be certain.

Bulgaria Vacation Money Ideas

The ideal way to get Bulgarian Levs is to use an ATM to get income or trade currencies in Bulgaria.

The best way to journey with revenue in Bulgaria is by using a vacation card like Revolut. This way, you can pay back by card when you can or withdraw income quickly.

Owning a Bulgaria SIM card to entry the Net in Bulgaria can be useful if you want to see the currency exchange premiums or discover an ATM close by.

When withdrawing larger sums, we advise the adhering to:

  • Place your dollars somewhere safe and sound (wallet or dollars belt).
  • The moment you arrive at your lodging, locate a risk-free location for your cash. You don’t will need to have all your money at all times (unless you want to). If you keep in a hostel, make sure to maintain your dollars hidden and locked in a locker. If you remain in a resort, you can also disguise and lock your income or basically place the “don’t disturb sign” on the door. As a outcome, you will get no cleansing and no strangers in your area.

How Significantly Cash To Deliver To Bulgaria

It all depends on your travel model and spending budget. I always get dollars on arrival, so I never definitely “bring revenue to Bulgaria”.

Despite the fact that, if you would like to have income on arrival, you can exchange income before your journey.

Below are some tips to maintain in head to figure out the ideal amount of revenue to deliver to Bulgaria:

  1. How extensive is your excursion?
  2. Is your lodging paid out for, or will you require to pay back on arrival?
  3. Are your tours and activities paid out for, or will you need to shell out on arrival?
  4. How are you organizing on acquiring around Bulgaria?
  5. What is your funds for Bulgaria?

At the time you know the answers to these queries, you must be able to have a tough plan of how a great deal income is desired in Bulgaria.

Alternatively, you can withdraw hard cash on arrival alternatively of bringing dollars with you. ATMs in Bulgaria are accessible in airports, and banking companies. So, you will be ready to get hard cash easily.

Opening A Lender Account In Bulgaria

If you prepare to continue to be in Bulgaria for a whilst, consider opening a financial institution account. On the other hand, you ought to know that the method is lengthy and you’ll need to present various files.

You’ll have to have proof of handle, a residency card, and more. As a Canadian, opening a lender account was extensive, and we desired to use a translator.

Instead, you could open up a Revolut account in Bulgaria. Once I acquired my residency card in Bulgaria, I opened a Revolut account and shut my other Bulgarian lender account. Revolut is extra easy for my demands.

Bulgaria Money Transfers

The ideal way to transfer cash to Bulgaria is with Wise. I’ve utilized Intelligent quite a few times to send revenue to a Bulgarian bank account, and it performs good.

It could consider a couple of days, so make sure to mail dollars forward of time if essential.

Alternatively, you could also use Revolut to transfer income to Bulgaria.

That reported, it’s really worth comparing your solutions to come across the very best currency exchange price and transfer service fees.

Let us see why you could need to transfer dollars to Bulgaria:

  • Shelling out lease to the landlord
  • Buying a house in Bulgaria
  • Payment of utility charges

Final Ideas On Money In Bulgaria

And that is all you want to know about revenue in Bulgaria!

Getting a journey card from Revolut is the very best way to manage your revenue. It is easy to top up, presents you an superb exchange amount, and you can use it to pay for items in Bulgaria.

As you can see, acquiring dollars is even now a need to in Bulgaria. Just make absolutely sure to be wise about it and pay back focus to wherever you put your money.

Traveling shortly? Read through one particular of the pursuing guides:

Leave a Reply

Your email address will not be published. Required fields are marked *